Hardship Hub

Every year, millions of Australians fall into financial hardship through illness, job loss, family breakdown or unexpected cost shocks. The system meant to help them is fragmented, slow and undignified. Consumers wait weeks for an arrangement. Creditors carry rising arrears and growing compliance risk. Financial counsellors are stretched beyond capacity. Everyone loses.

Hardship Hub is the national platform built to change that.

We connect creditors, financial counsellors and consumers in one purpose-built ecosystem â replacing phone tag, paper forms and inconsistent outcomes with structured Temporary Hardship Plans (THPs) and a shared single source of truth.

LAUNCHING IN 2026 WITH FINANCIAL SERVICES â banks, mutuals, non-bank lenders, BNPL providers and debt buyers â an all-in-one platform that lowers cost-to-serve, evidences compliance with NCC s72, the Banking Code of Practice, ASIC Report 783 and AFCA's Approach to Financial Difficulty, and converts at-risk accounts into structured, performing arrangements.

FOR FINANCIAL COUNSELLORS â one workflow, every creditor, every case. Less admin, more time with the people who need you.

FOR CONSUMERS â a clear, dignified path forward. Tell your story once. Get help fast.

FOR CREDITORS â every request triaged, every arrangement evidenced, every obligation met. One platform. One audit trail.

We're building the rails for how Australia handles financial hardship â at scale, with empathy, and with the consistency that regulators, boards and customers increasingly demand.

Hardship Hub is being established as a standalone platform business, demerged from Revive Financial (https://www.linkedin.com/company/6582789), launching nationally in 2026.

→ Financial services: book a platform demo
→ Counsellors: join the partner network
→ Consumers: visit our website to get on the waitlist
→ Investors & partners: get in touch

Hardship management, solved.

CLEAR ISLAND WATERS QLD 4226